Loan Products 
Portfolio 1st Mortgage
Owner-Occupied · Second Home · Investment
FundLoans' Arete is a portfolio 1st mortgage that brings full doc, alt doc, and DSCR qualification together under one program. Finance owner-occupied homes, second homes, and 1-4 unit investment properties — with options for foreign nationals, non-permanent residents, and borrowers who qualify on assets or cash flow.
Arete
Loans from $300K to $3M
- • Owner-Occupied, Second Home, and 1-4 Unit Investment Properties
- • Full Doc, Alt Doc, and DSCR Qualification
- • Up to 90% CLTV on Owner-Occupied Purchases
- • DSCR Loans with Ratios as Low as .75 and Short-Term Rental Option
- • Foreign National and Non-Permanent Resident Options
- • Asset Allowance to 85% CLTV; WVOE to 80%
- • Min. FICO Score: 660
- • Interest-Only and 40-Year Terms Available